ABOUT DHFL:
Dewan housing finance is a housing finance company ,,started its journey on 11th april 1984.
Over 25 years passed since company inception, today DHFL stands strong as the third largest housing finance company and second largest in private sector.
DHFLl have corporate office at mumbai,,6 zonal offices,101 branches,, 72 service centres, 24 camps and 11 regional processing offices.
It has also tie up with leading public sector banks like punjab & sindh bank,united bank of india,central bank of india to provide home loans to customers through joint ventures.
DHFL has also set up its offices in Dubai and London to serve growing NRI population.
It has also tied up with UAE exchange to offer its home loan products through various UAE exchanges in gec countries.
DHFL HAS BEEN LISTED ON BSE & NSE AND HAS BEEN RATED CARE AAA,,BWR FAAA,,whie CRISIL P1 INDICATING HIGH STANDARD OF BUSINESS MANAGEMENT.
- FIXED DEPOSITS OFFERED BY DHFL: DHFL AASHRAY DEPOSITS:
-Pl note: Interest rates subject to change.Last updated on : May 01,2016
| PERIOD(MONTHS) | RATE OF INTEREST(%)* | For Privilege Depositors** |
| 12 | 8.50 | 8.75 |
| 24 | 8.75 | 9.00 |
| 36 | 8.75 | 9.00 |
| 48 | 8.75 | 9.00 |
| 60 | 8.75 | 9.00 |
| 72 | 8.75 | 9.00 |
| 84-120 Months | 8.75 | 9.00 |
| MIN APPLICATION: RS.2000/- | ||
| HIGHEST SAFETY RATINGS FROM Care(AAA)AND BWR (FAAA) | ||
**Privilege Depositor- Sr Citizens,Equity shareholders,Existing DHFL home Loan /SME /Mortgage loan borrowers,Armed Force personnel,Widows.
*0.25 Extra rate for deposit amount more than Rs.50 lakh.
- Non-Cumulative Scheme: Monthly,Quarterly and Annual interest payment facility available under non-cumulative scheme
- Special Deposit Scheme:
Special Deposit Scheme for tenure of 40 Months with Interest Rate 8.90%.
Interest rate is compounded half yearly for cumulative option.
- Double My Money Deposit:Double money with period of 98 months for deposit up to Rs.50 lakh and in 95 months for deposit of Rs.50 Lakh & Above.
- DHFL Wealth2Health deposit:
DHFL depositor can avail Wealth2Health card on which loan equivalent to 75% of deposit + interest value can be generated at emergency medical conditions.This facility available at network hospitals approved by company.Loan will be generated at 2% higher than deposit rate.Deposit rates are same as mentioned above Aashray Deposits.
DHFL- Annual Profit Review:Profit After Tax -PAT:
Graph of DHFL Annual profit – since last 05 years:
Graph -DHFL – Annual Operating Income Review:
Special plan for Women investors only.
Period : 18 months
Rate of interest: 8.85% compounded p.a.
All scmemes,,except recurring deposit scheme have sr citizen benefit of extra 0.25%
- SMALL SAVING Recurring Deposit SCHEME:
| MONTHLY DEPOSIT | PERIOD | RATE OF INTEREST |
| RS.500/- | 12M – 120 MONTHS | 8.75% P.A. |
- Monthly installment starting From RS.500/-
- Installment can be increased or decreased further.
DHFL have shown a good growth in operating profits,Net profits,Net assets and one can think to invest in DHFL Fixed deposit scheme.
kind provide maturity value of SMALL SAVING Recurring Deposit SCHEME:
Umesh,
For a period of 5 yrs,and RD insallment of Rs.3000 per month, maturity value comes to be Rs.2,34,415/-.,,as per current interest rate of 10.50% compounded per annum.
Paresh.
Please mention after confirmint in your review that shareholders will get 0.5% extra interest. Check latest rates of interest
NS
Dhfl offering attractive rate of interest on 400 days deposit i.e.10.75+ .5% extra for its privilage customers.