Drawbacks Of New Pension System NPS:

Since 2009,New Pension System – NPS is available for all individuals to invest.Earlier it was available for Govt employees only. Though this scheme was revamped recently,it still carries basic drawback & we will focus on the same through this post. We will consider only Tier-I account for the purpose. Passive Equity fund: Equity scheme of…

Personal Loan – Details & Interest Rates:

As name indicates,Loan is available for personal obligations like: Wedding Vacation. Fees towards child education similar personal obligations. Important Features of Personal Loan: Personal Loan is mostly for short-term period ranging from 24 months – 60 months. Mostly upper limit for personal loan is around 15 lakh and can change from bank to bank. All…

Negative Compounding:

Rajesh has nearly 5 lakh idle in his bank account..neither he don’t have any plan about this money.Currently his money is subject to interest rate 0f 4% and though numerically money is growing… the purchasing value of money is going down year by year considering the inflation effect.. If we consider period of last 10…

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