Deposit Insurance coverage:

Safety is always a prime factor for any investment.Whether it is a mutual funds or fixed deposits risk is always associated with any financial instrument.Though bank fixed deposits are considered to be of highest safety,credit risk is always there and risk of human errors is always there.But,bank deposits are insured upto extent of Rs 1…

Cashless Mediclaim:

All health insurance companys offer cashless hospitalization facility to policy holders.This facility is actually provided through a  Third Party administrator(TPA). However as a policy holder you should be familiar with the terms of policies and method of availing cashless benefits. Network hospitals are those hospitals that your TPA has an agreement with.In case of hospitalization,if…

Key Differences Between Mutual Funds And ULIPs:

If I have a need of mobile phone and a camera,what options may I have? Possibly two options 1.Buy branded mobile phone with built in camera. 2.Buy  mobile phone of better brand like Nokia and buy camera of Kodak or Nikon. Though first option looks  comfortable,,peoples might be preferred to have second options where they…

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