How Small Droplets Can Form A Lake:

I was not able to update the blog for last 3 days as I was doing some difficult calculation to show “What if I save fixed amount daily from my unnecessary expenses”. One can easily calculate the things when it comes to fixed deposit of specific term or monthly recurring deposits,but if I am saving some money…

Survival Of The Fittest:

‘Survival Of the Fittest’ was the term used by Biologist Darwin during his study of life evolution.Its about survival under adverse or unfavorable conditions.It states that organisms which are able to change with the changing surrounding conditions,can only survive. Do this law holds good for our financial life also?Surrounding parameters are not always constant,but they…

Credit Ratings In India:

In general,credit rating is defined as qualitative & quantitative study to analyse the business and financial risks to fixed income issuers.Credit rating from at least two rating companies are expected for any issue,registered with the respective regulator like SEBI or RBI.ICRA,CARE,FITCH are the common credit rating agencies in India. In general,nomenclature or symbols  used for…

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