Today,investor have different options to invest in equities like Mutual Funds,Unit Linked Insurance Plans (ULIPs) and New Pension Scheme (NPS).Today we will have return comparison between performance of NPS against mutual funds.
In NPS,investors have different options to chose as follows:
E-Option Of NPS:Investments predominantly in Equity market.
C-Option Of NPS:Investments is predominantly in fixed income bearing instruments having medium risk and medium gains.
G-Option Of NPS: Investment is in purely fixed income products having low risk and low gain.
Choice Of Pension Fund Manager:
Investor can chose any one of the fund manager among the following.
- ICICI-Prudential Pension Fund Management Company ltd.
- IDFC Pension Fund Management.
- Kotak-Mahindra Pension Fund Limited.
- Reliance Capital Pension Fund Limited.
- SBI Pension Funds Limited.
- UTI Retirement Solutions Pvt Limited.
Comparison Of NPS Equity Fund Managers With NIFTY and Mutual Funds:
Scheme-E of NPS invests in equity and related instruments.We will compare performance of different pension fund managers E-Scheme with Nifty and Reliance Growth Fund.
SCHEME-Equity Tier-I:
| Pension fund Manager | Current NAV | Returns % | ||
| Last 1 Yr | Last 03 Yrs | Last 05 Yrs. | ||
| SBI | 17.06 | -5.77 | 14.07 | 7.19 |
| LIC | 13.50 | -6.82 | – | – |
| UTI | 19.76 | -4.54 | 14.53 | 6.81 |
| HDFC | 14.46 | -5.87 | – | – |
| Kotak | 18.45 | -5.48 | 13.72 | 7.23 |
| ICICI Pru | 20.17 | -5.68 | 14.05 | 7.83 |
| Reliance | 18.99 | -5.56 | 13.85 | 6.56 |
| NIFTY Returns | -7.37 | 11.72 | 5.48 | |
Performance of Few Large Cap oriented Funds as on Nov 23, 2015:
| Equity Large Cap Fund | Current NAV | Returns % | ||
| Last 1 Yr | Last 03 Yrs | Last 05 Yrs. | ||
| Birla SL Frontline Equity | 157.30 | -0.69 | 19.07 | 11.10 |
| ICICI Pru Focused bluechip Equity fund | 28.46 | -1.56 | 17.51 | 10.91 |
| Franklin India Bluechip | 346.42 | 1.52 | 15.86 | 9.34 |
| HDFC Top 200 | 326.25 | -6.75 | 15.55 | 7.80 |
| SBI Blue Chip fund | 27.98 | 6.29 | 21.33 | 12.32 |
One can view that active managed funds can perform better as compared to national pension scheme which have some investment limitations.
Can anyone tell me about the Central Government Contribution of Rs.1000/- to each account Holder under swawlanban Yojana is still continue??
Need to check…
Can you check the same and Get back to me with resolution because I have contacted many sources but still not get my answer.
from this reference link:
https://www.npscra.nsdl.co.in/news_detail.php?id=12
I can understood that yes benefits are available for accounts opened in 2012-2013 and will continue upto 2016-17.
Thanks.