HDFC Platinum Deposits are now HDFC – Premium Deposits:
These are the AAA rated deposits accepted by HDFC for period – 15 / 30 Months & 22 / 44 Months…apart from Regular deposits for periods of 12 months to 84 months.
Housing development finance corporation ltd is one of the respected financial group in india.It was started operation in 1977 and have wide network of 283 offices in india catering services to more than 2400 towns and cities.It has also offices in dubai,london,singapore and service associates in middle east regions.
- As per National Housing Bank directions Housing finance company can raise public deposits equivalent to 5 times of net owned fund and with this direction HDFC Can raise Rs.1,20.088 crores through public deposits.
Public Deposits with HDFC As on 31/03/2015: 47197.91 Crores.
It has received “AAA” ratings for its deposit products for highest safety from CRISIL and ICRA for more than 20 consecutive years.
WEBSITE: www.hdfc.com
HDFC Premium Deposits Interest Rates:(Last Updated January 20, 2017)
| Tenure | Interest Rate -Cumulative | Apprx.Maturity Value of Rs. 1Lac |
| 15 Months | 7.50% | 1,09,461 |
| 22 / 44 Months | 7.55% | 1,14,275 / 1,30,588 |
| 30 Months | 7.50% | 1,19.818 |
# 0.25% extra for Senior Citizens
HDFC – Monthly Income Plan – Interest rates:
Interest rates for Monthly Income Plan – Per Annum Basis. – Interest will paid to investors on monthly basis on last day of month via ECS.
| Period | Interest Rates-Per annum |
| 15 Months | 7.25% |
| 22 /44 Months | 7.30% / 7.50% |
| 30 Months | 7.25% |
HDFC – Quarterly Interest Payment Plan :
Under this plan interest will paid back to investor on quarterly basis.Interest will be credited in investors account at the end of every quarter i.e at the end of March,June,Sept,Dec.
| Period | Interest Rates-Per annum |
| 15 Months | 7.30% |
| 22 / 44 Months | 7.35% |
| 30 Months | 7.30% |
HDFC – Annual Income Plan :
Under this plan,income will be credited on annual basis.
| Period | Interest Rates-Per annum |
| 15 Months | 7.50% |
| 22/ 44 Months | 7.55% |
| 30 Months | 7.50% |
Minimum Investment Amount :
Minimum investment amount Rs.40,000 for monthly interest option and Rs.20,000 for other options.
Profits & Dividends History Of HDFC:
| Financial Yr Ended | Profit Before Tax(Rs.in crore) | Profit After Tax(Rs. In Crore) | Equity dividend per share |
| 31/03/2013 | 6572.84 | 4848.34 | 9.00 |
| 31/03/2014 | 7440.24 | 5440.24 | 7.20 |
| 31/03/2015 | 8624.14 | 5990.14 | 6.00 |
HDFC Profit Review:
Year Ended |
Profit After Tax In Crores |
2015 |
5990 |
2014 |
5440.24 |
2013 |
4848.34 |
2012 |
4236.91 |
2011 |
3534.95 |
2010 |
2826.49 |
HDFC SYSTEMATIC SAVING PLAN:(Monthly Recurring Deposit Plan)
This plan offers small avings per month.One can save as little as Rs.2000 per month and accumulate savings over a longer period of time.
Current rate of interest : 8.00% per annum for RD up to36 months / 8.00% for RD from 37 to 60 months
Sample Calculation:
| Sr.No | Amount saved per month Rs. | Interest rates assumed % | Period in Months | Apprx.Maturity Value |
| 1 | 5000/- | 8.00 | 60 | Rs.3,67,070/- |
| 2 | 5000/- | 8.00 | 36 | Rs.2,03,125/- |
| 3 | 3000/- | 8.00 | 60 | Rs.2,20,242/- |
| 4. | 3000/- | 8.00 | 36 | Rs.1,21,875/ |
To download application form of HDFC Deposits please Click Here.
To find HDFC branch nearer to you Click Here.
HDFC is well reputed group and if any one is looking for deposits beyond banks then can consider for HDFC Deposits.Similar to bank deposits,income from deposits is taxable and provision of TDS is applicable if interest crosses Rs.5000 in financial year.One can provide 15G or 15H if tax liability is nil and avoid tax deduction at source.
sir
how can I access my deposits with the company online?
I think you can not access it online.But you should have received deposit receipt [FDR].
Thank you.
Hi…I want all information about HDFC platinum deposit.do I need a hdfc bank account for this?where do I have to go for doing this investment?pls lemme knw asap.thanks
No.Platinum Deposits are offered by HDFC group….not bank.One do not require saving account at HDFC Bank.
You need to contact the broker Or HDFC branch in your city.Locations and their contact numbers are available at the website.
WEF1/4/2012 pls. inf. interests rates for HDFC Deposits
Ravi Arora
I am interested in investing. Please let me know whom to contact in mumbai for the same.
I would like to know about some brokers in mumbai so that I can get in touch with them for investing.
Am interested in investing in HDFC platinum fixed deposit. Is this scheme still available for investment??
Can you pls provide me the required form for investing in the same?
Pl send me the deatils for the deposit of HDFC
Hello,
I am interested in HDFC deposits. Kindly let me know how to go about this.
Thanks.
-Regards,
Soumik majumdar
Hi,
If you are from Pune,call me at 9225965529 or send sms.Otherwise you need to find a broker in your city or directly go to HDFC office in your city.
Hi !
i hav Rs 2 lakh lying idel in saving a/c;
i wish to hav FD of 70k, 70k in market 50k in gold and silver n 10k for emergency.
is it good idea ?
plz guide.
rgds
anil
It is good idea to invest in Fixed deposits as currently deposit rates are reasonably high.
If you want to invest for long term,you can also consider mutual funds along with gold and silver.Also try to invest in value averaging way.i.e.invest 50% at current level,30% on 10% correction and remaining on 10% correction.
Hi,
I sUGGEST THE IDEA
TO INVESTED
60K
FD
60 MARKET
30 GOLD
50 IN BANK HIGH INTEREST RATE SAVING ACCOUNT
Hello,
I am interested in HDFC deposits. Kindly let me know how to go about this.
Thanks.
-Regards,
Girish
Hello,
Iam interested in HDFC deposits ,please make me know about the procedures,whether i can get home s3ervice from HDFC & if yes what are its charges
Dear Sir,I have send you details through e-mail.Thank you.
Hello,,
I am interested in HDFC deposits.
Let me know the charges for home service.
Dear sir,
Thank you for your interest. I have send details to your e-mail ID.